U mad that I pointed out the option is there?
No, I mad that you're completely missing the point. The point is that Eberron claims one of its themes to be "noir", which just isn't possible in any kind of extended D&D campaign. Levels 1-4 are over in a jiffy, either because you die to an unlucky crit or because you level to 5 (it doesn't take very long, especially with Eberron's predilection towards cinematic combat meaning you'll have fewer and more challenging fights on average, and so have somewhat fewer than the assumed 13.3 repeating encounters a level). Now if you'd be so kind, stop derailing.
That's more a function of the system than of the setting. D&D is simply unsuited to gritty, low-power play even at relatively low-ish (5-6) levels.
That's why I don't think the noir aspect should be considered a major focus of the setting. Fluffwise, the setting feels more suited to pulp with all the unexplored continents, secret cabals of demons plotting to rule the world, and the fantastic techno-magic locations of sublime power.
Agreed, yes. It can
be done if you play with other systems (such as DFRPG) and just use the setting, but that's sort of outside the scope of the thread.